“You can’t ‘will’ your way out of tax. And you can’t rely on hope for liquidity when ownership changes.
I work with Ontario incorporated business owners, professionals, and second-generation families to build transfer plans that are structured, coordinated, and fundable.”
– Sami Majdalani, Eagle Wealth Partners
My career started in corporate leadership, not financial planning. Over more than two decades including senior roles within Johnson & Johnson. I worked inside large organizations, ran P&Ls, managed teams, and made decisions with significant financial consequences.
I understand what it means to build something, to protect it, and to think carefully about what comes next. When I moved into corporate owned insurance and estate planning five years ago, I brought that perspective with me.
I did not come from a product background. I came from a business owner's background.
What I kept seeing across clients, across industries, across family situations, was the same gap. Business owners in Ontario with meaningful retained earnings, real estate, and corporate structures had no clear picture of what the tax bill would look like at death.
Not a rough estimate. Not an order of magnitude. Nothing. Their accountants were handling compliance. Their lawyers were handling documents. Nobody had sat down and mapped the exposure.
So when ownership transferred planned or not the number landed on families who had no liquidity to absorb it and no structure to soften it. That gap is what I specialize in closing.
My work is deliberately narrow. I do not offer general financial planning or investment advice. I focus exclusively on estate tax exposure, succession structure, and ownership transfer for Ontario incorporated business owners and professional corporations.
Every engagement starts with quantification the actual number your family would face today. From there, I design the strategy and coordinate implementation alongside your accountant and lawyer.
The plan is funded, documented, and reviewed annually as your business and family evolve. Clients come in thinking they have a plan. They leave with a number, a structure, and a funded roadmap.
Licensed Financial Advisor in Ontario · Independent Broker through Hub Financial (MGA)
Estate tax exposure mapping · Succession planning · Corporate owned insurance · Buy-sell funding
5+ years in corporate owned insurance and estate planning · 20+ years in corporate leadership including senior roles at Johnson & Johnson
Independent access to Sun Life, Canada Life, BMO Insurance, RBC Insurance, Equitable Life, Desjardins, IA Financial Group, and Manulife · Recommendations based on fit, not carrier relationship
Not captive to any single corporate owned insurance company. Solutions are compared across the Canadian market and recommended based on structure, exposure, and client situation — not on product availability or distribution agreements.
I work as an independent broker through Hub Financial, one of Canada's largest MGAs. That independence means I have direct access to eight of Canada's leading corporate owned insurance carriers — and no obligation to any of them. When I design a corporate owned life insurance strategy or a buy-sell funding structure, I compare solutions across the market and recommend based on what fits the plan. Not what fits a distribution agreement.
For incorporated business owners, this distinction matters more than most advisors acknowledge. The difference between carriers on a corporate-owned policy — in dividend treatment, long-term cost, and capital dividend account implications — can be material. You should not be getting one quote from one company and calling it planning.
Most advice starts with products. I start with exposure.
A proven methodology designed to bring clarity, structure, and confidence to your transition planning.
Wealth transfer should not be chaotic.
Tax exposure should not be a surprise.
Liquidity should not be an afterthought.
Information on this website is for general educational purposes and is not legal or tax advice. Planning recommendations are implemented in coordination with qualified legal and tax professionals.
